Why Some Americans Are Getting Surprise $250 Checks (No Strings Attached)

As many Americans continue to feel the pressure of inflation and rising prices from global tariffs, some New York residents are getting a financial surprise: checks worth up to $250, sent straight to their mailbox — no application, no catch.

This isn’t a new stimulus package: it’s part of a state program designed to return unclaimed money to the public.

Read: The State By State Guide to Unclaimed Assets

What’s Behind the Surprise $250 Checks?

These payments come from the New York State Comptroller’s Office, which is in charge of managing unclaimed funds. This includes:

  • Forgotten bank accounts

  • Unused gift card balances

  • Uncashed paychecks

  • Refunds or security deposits never collected

Over time, that money is turned over to the state. Right now, New York is holding more than $13 billion in unclaimed funds, and it’s finally being returned — automatically.

You may have access to support you didn’t know about. Find out more here!

No Need to Apply — This Is Your Money

If you're eligible, the state sends you a check automatically. There's nothing you need to do.

This effort, led by Comptroller Thomas DiNapoli, is focused on simplifying the process and getting money back into people’s hands.

This couldn't come at a better time. With inflation making essentials more expensive and tariffs affecting the cost of imported goods, even a few hundred dollars can help.

Related: Stimulus Checks Coming to New Yorkers in September 2025 — Do You Qualify?

Want to See If You’re Owed More?

Even if you haven’t received a check, you could still have unclaimed funds waiting for you. Visit the New York State Comptroller’s website and use the unclaimed money search tool. Just enter your name to check.

You might find money from an old job, a closed bank account, or a forgotten refund — it’s all part of the program.

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Category: Unclaimed Assets

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