Michigan Residents: You May Have Unclaimed Money Waiting — Here’s How to Find It Fast

Thousands of Michigan residents discover forgotten money every month and many don’t realize it until it’s too late.

If you’ve ever switched jobs, moved homes, or closed a bank account, there’s a real chance your name is sitting in Michigan’s unclaimed property database right now.

The state is urging residents to search again, even if they’ve checked before.

The reason? New money is added throughout the year.

 

How Much Money Is Michigan Holding?

The totals may surprise you:

  • $164 million returned to residents last year

  • More than $675 million returned in the past five years

Many claims are small — but others result in checks worth hundreds or thousands of dollars.

Worth reading: The State By State Guide to Unclaimed Assets

 

How to Check for Unclaimed Money in Michigan

Searching is quick, safe, and free:

  1. Go to the Michigan Treasury Unclaimed Property website

  2. Click “Get Started”

  3. Enter your full name (try variations)

  4. Review results and select any matching property

Important: If you’ve lived in other states, search the national unclaimed property database as well. Lost money often follows old addresses, not current ones.

 

How to Claim Your Money

To submit a claim, you’ll be asked for:

  • Your name and current address

  • Social Security number

  • Proof of identity (for some claims)

Some claims are approved with minimal verification. Others require documents such as an ID or Social Security card — especially if multiple people share your name.

Once approved, the state mails your check directly to you.

You can also file a claim by phone at 517-636-5320.

 

Beware of Unclaimed Money Scams

Michigan never charges a fee to search for or claim unclaimed property.

If a website asks for payment to “unlock” or “release” your money, leave immediately. Those services are unnecessary and often misleading.

 

How to Track Your Claim Status

After filing, you’ll receive a claim ID. Use it to monitor your claim online.

Some claims require multiple internal approvals, which can take time — checking your status helps prevent delays.

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