If you held a Capital One 360 Savings account in recent years, you could soon get money back.
Capital One has agreed to a $425 million settlement to resolve claims it failed to deliver the interest rates it advertised.
Customers alleged the bank froze rates on older savings accounts at just 0.3%, while new accounts, the 360 Performance Savings, earned over 4% during the same period.
The deal affects millions of account holders across the U.S.
Who Qualifies?
You may be eligible if you:
-
Had a Capital One 360 Savings account between September 18, 2019, and June 16, 2025
-
Were a U.S. resident during that time
-
Earned less interest compared to Capital One’s newer accounts
Current and former customers both qualify, even if you’ve already closed your account.
You might be missing out on benefits! Check what’s available to you here.
How Much Will You Get?
Payments will depend on:
-
How much money you kept in your account
-
How long your account was open
-
The total number of claims
The settlement is designed to make up the difference in lost interest. Some customers could receive a few dollars, while others may get hundreds.
For those who still have a 360 Savings account, Capital One has also agreed to raise the account’s interest rate to at least double the FDIC’s national average.
How to Claim
Eligible customers don’t need to do much. Here’s what to do:
-
Visit the official settlement site: capitalone360savingsaccountlitigation.com
-
Confirm or update your payment details
-
File objections (if you have any) by October 2, 2025
Payments are expected to begin after the final court hearing on November 6, 2025.
-
Let us help you discover if you have unclaimed assets waiting for you.
Start your free search today and claim what's rightfully yours!
